This book offers guidance and information about issues concerning your money -- from simole to complex. Whether you're just beginning to learn about finances or getting ready to set p and run a business, youll find answers to your questions in these pages. The book begins with the fact about the money and its importance and also keeping money in perspective, then regardless of how much allowance you get. Smart saving is the great idea to teach the teenagers to save their money that isn't always easy and how to make it work for us, moreover, smart spending is cover how to spend wisely and balanceing act. How to use the ATM and debit cards