By highlighting the "personal" in personal finance, New York Times and MSN Money columnist Dunleavey offers advice as easily understood as it is implemented. Dunleavy focuses her program on conquering the behavioral impulses that keep people from getting the bigger things they really want from life-whether that means packing in a jetset lifestyle, buying an alpaca farm or ditching the newly-purchased suburban dream home to return to the city to be near friends. By emphasizing the quality over quantity of spending and providing quick exercises to help prioritize what matters, she produces a holistic and realistic method of financial planning. Though she does not shy away from the obvious cure for under-saving, overworked, financially-stressed consumers-that being to buy less stuff-she does provide the framework for doing so, along with easy strategies for saving for retirement and erasing debt. Her advice is as solid as it is sympathetic and encouraging