Investing 3.0 is a clear and simple guide to successful investing in the 21st century. It provides a behind-the- scenes look at the development of index funds in the early 1970s and the proof why index funds consistently deliver higher returns than those who try to beat the market through individual stock picking, mutual fund manager picking, or market timing. Raybin states the obvious -- that computers changed the investing world forever and goes on to reveal how the creators of the first index funds continue to research and improve investment performance. In less than 100 pages, you will discover how you can use these exciting advances to earn more and, if you prefer to have guidance, how to identify a financial advisor who can help you employ these breakthrough investing strategies