Australians who want to apply for a mortgage or obtain a commercial loan have more to worry about than paperwork, they must also contend with predatory lending practices. While the calls for a royal commission to investigate these practices continue to get louder, for now, those seeking private funding remain woefully unprotected. Shane Reynolds, who has been involved in Australia's finance industry for almost two decades examines these predatory lending practices, how to protect yourself and provides the reader with peace of mind in times of uncertainty. Written for both the consumer and finance practitioner the author also explains the essential elements in the preparation of a mortgage application, the process for successfully obtaining a commercial loan, hiring professional assistance and dealing with related legal problems. If the past is any indication, lenders and the financial services industry will continue to take advantage of borrowers. Know their tricks, protect investments and maximize wealth with the lessons in Get a Second Opinion before You Sign. "Many borrowers face the challenge today of selecting their broker, the FBAA is the finance industry partner of choice for the finance professional, make sure your broker is FBAA accredited." - Peter White, Executive Director, Finance Brokers Association of Australia Limited"